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Developing Modernization Strategy for CORE Banking Systems among Iran’s Commercial Banks (Case Study: One of the Commercial Banks of Iran)

عنوان مقاله: Developing Modernization Strategy for CORE Banking Systems among Iran’s Commercial Banks (Case Study: One of the Commercial Banks of Iran)
شناسه ملی مقاله: JR_JITM-10-1_003
منتشر شده در در سال 1397
مشخصات نویسندگان مقاله:

علی رضائیان - Prof. in Public Administration, Shahid Beheshti University, Tehran, Iran
سجاد شکوهیار - Assistant Prof. of IT Management, Shahid Beheshti University, Tehran, Iran
سید جعفر مرتضویان فارسانی - MSc. of IT Management, Shahid Beheshti University, Tehran, Iran

خلاصه مقاله:
After more than two decades of the emergence of CORE banking systems in Iran, their inefficiency and lack of accountability to the needs of the banks have become evident. Hence, modernization of CORE banking systems is one of the most serious concerns of the banks' managers. All the customers of the banks can access the services of these systems through online and ۷*۲۴ channels such as ATMs, PoS and / or Internet. Even the slightest interruption in the provision of these services can because banks face serious crises; therefore, choosing the right strategy for modernization is of utmost importance. The researcher could identify internal and external factors affecting modernization by distributing a questionnaire among banks' senior managers and experts. Afterwards, we used another questionnaire to identify internal and external factors affecting the target bank. Having formed the matrixes of IFE and EFE and completed the questionnaire, the related strengths, weaknesses, opportunities and threats were identified. Strategies were explained based on SWOT method, then the selected strategies were ranked by weighting of the indices with the help of AHP method using QSPM method. Finally, the strategy with the highest rank was determined as the most appropriate strategy for modernization in the target bank.

کلمات کلیدی:
AHP method, CORE banking, QSPM method, Strategy planning, SWOT method

صفحه اختصاصی مقاله و دریافت فایل کامل: https://civilica.com/doc/1400872/