Islamic Microfinance, Providing Credit to the Poor:A Case Study of Iran1
محل انتشار: مطالعات بین المللی اقتصاد، دوره: 34، شماره: 1
سال انتشار: 1388
نوع سند: مقاله ژورنالی
زبان: انگلیسی
مشاهده: 182
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شناسه ملی سند علمی:
JR_IESUI-34-1_008
تاریخ نمایه سازی: 31 فروردین 1400
چکیده مقاله:
The general perception of Islamic finance is that it prohibits the practice of paying and receiving interest, but Islamicfinance is much broader than interest rate prohibition. Islamic financial services can be viewed as a set of financialservices which are diversified based on the needs of society.Since in THE Iranian Economy most of the enterprises are micro and/or small, micro financing seems to be veryimportant. Among different modes of financing which are designed in Iranâs Interest Free Banking System, QardHasan has been discussed in this paper as a way of micro financing .With a brief review of Iranâs latest Banking Act, a history of Qard Hasan has been presented and due to data availabilitythe performance of the Iran Agricultural Bank (Bank Keshavarzi) has been discussed in this regard.JEL Classification: G32, K49, N45
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نویسندگان
Sadegh Bakhtiri
Islamic Azad University , Khorasgan Branch, Isfahan