Exploring the Future Trajectory of Fintech: A Comprehensive Mini-Review and SWOT Analysis

The dynamic landscape of Fintech is experiencing rapid evolution, propelled by technological advancements and the ever-changing expectations of consumers. This paper delves into an exploration of the industry's future by analyzing key trends, emerging technologies, opportunities, and challenges that will intricately shape its trajectory. Fintech, with its complex ecosystem, is significantly influenced by megatrends such as blockchain and Artificial Intelligence (AI). In order to gain a comprehensive understanding of the industry's future, it is imperative to survey all facets of its ecosystem, including the impact of external influential factors. This study employs a multi-faceted approach to investigating the future of fintech, utilizing methods such as trends analysis, SWOT models, consideration of megatrends' impact, and back casting (elaborated further in the methodology section). Through an examination of these diverse perspectives, this research aims to provide a unique insight into the potential developments within the fintech sphere. The ultimate goal is to pave the way for a more inclusive, personalized, and secure financial system that caters to the needs of all stakeholders in the industry.